Property Operations OS

Commercial property management system

Properties, contracts, payments, taxes and investment analytics — in one system, in Russian and Romanian. The AI operator runs your portfolio in plain language, and reconciliation with MAIB and Victoriabank closes paid contracts by itself.

EUR/MDL/USD/RON at NBM rates· no transaction fees
portfolio · overviewupdated today
Net yield
6.1%
Overdue
3
Properties · units
46
cashflow · 7 mo · EUR
Lease — Market Plus SRL · retail
Sublease — Logistic Pro SRL · warehouseoverdue 11 d
Office — Nord Office SRL · business center
RU · RO · EN
interface and reports
EUR·MDL·USD·RON
multi-currency · NBM rate
MAIB · Victoriabank
auto-reconciliation · PSD2
Claude · ChatGPT
AI operator · MCP
Sound familiar?

Portfolios managed by hand — and losing money on it

Now · by hand
Lease · Market Pluspaid?
Sublease · Logistic Prooverdue?
7% income tax on rentdue on the 25th
Property yieldneed to calculate…
Excel + Viber/Telegram + receipts in a folder. One missed payment — and you hand the tenant a free month.
With KX Estate
portfolio · todayall on time
Yield
6.1%
Overdue
0
Taxes
on time
Portfolio yield6 mo · ▲
Lease — Market Plus SRL
7% income tax · Jun 25
How it works

Order in your real estate in a single day

Step 1

We add properties and contracts

Or we read them from a photo of the contract — the AI creates a ready record.

Step 2

The system takes the routine off your hands

It builds the payment schedule, calculates taxes and sends deadline reminders.

Step 3

You see the whole picture

Cashflow, overdue items and portfolio yield — on one screen.

AI operator

Run your portfolio in plain language

Ask and delegate right inside Claude or ChatGPT. It's not a chatbot — the operator creates a contract, marks a payment and reconciles the bank.

1

You delegate in a normal sentence

"Lease the office to company X for €1,900" — no forms, no training.

2

You confirm — the record is ready

The AI prepares a draft and does nothing without your "yes". Dozens of actions, not just chat.

3

The bank closes the payment itself

An incoming PSD2 payment finds the contract and sets it to "paid".

kx-operator · ClaudeMCP
Y
Lease the office in the center to Market Plus SRL for €1,900 a month, a one-year contract.
KX
I've prepared the contract — review and confirm.
Lease contract · Market Plus SRLdraft
Property
Office · business center
Rate
€1,900 / mo
Term
12 mo · auto-schedule
First payment
01.07.2026
Confirmor change the terms
Y
Confirmed.
KX
Done — the contract is created, with a payment schedule for the year. Payments reconcile with the bank by themselves. Nothing is saved without your confirmation.
Ask or delegate…
Features

The whole management cycle — in one system

Payments · cashflow

See every overdue item — before it costs you money

Statuses, overdue items, forecast and multi-currency — without manual reconciliation.

0 10k 20k 30k Nov Jan Mar May Jul
incomeexpenseforecast · - -
Money · capital

Understand which property earns and which is a burden

Yield, property payback, flip mode and DCF — investment-grade tools.

Retail: 14200 Offices: 9800 Warehouses: 5100
€29k
income/mo
Retail49%
Offices34%
Warehouses17%
PaybackOct 2027
Flip P&L+€42k · 18% annual
Contracts

Lease and sublease

Auto payment schedule a year ahead, addendums.

Taxes

Not a single missed deadline

Deadlines and obligations by property and legal entity (IDNO/CUI).

Tenant portal

Fewer calls

Tenants create requests and pay themselves through a separate login.

Calendar

Reminders in advance

Overdue items, contract expirations, taxes — email in RU/RO/EN.

Roles

6 roles

Owner, manager, accountant, agent, technician, tenant.

Reports

Rent roll in one click

A report by property and portfolio — for a bank, partner or investor.

Why KX

How we're different — honestly

KX EstateExcel + accountant1C boxGlobal systems
Interface languageRU · RO · ENRO · RUEN only
Bank reconciliation (MAIB/Victoriabank, PSD2) automanual
AI operator for the full OS (Claude/ChatGPT)narrow
Investment analytics (yield·payback·flip·DCF)partial
Moldova specifics (IDNO/CUI, MD taxes)manual
Modelweb + mobilefilesdesktopweb (US)
Team unlimitedper seatper seat
Start / price€99, no barrierfree~7,500 MDL$55–960
Fees for transactions / signatures all included yes
Interface language
KX Estate — RU · RO · EN
Excel
1CRO·RU
GlobalEN only
Bank reconciliation (MAIB/Victoriabank, PSD2)
KX Estate — auto
Excelmanual
1C
Global
AI operator for the full OS (Claude/ChatGPT)
KX Estate
Excel
1C
Globalnarrow
Investment analytics (yield·payback·flip·DCF)
KX Estate
Excel
1C
Globalpartial
Moldova specifics (IDNO/CUI, MD taxes)
KX Estate
Excelmanual
1C yes
Global
Model
KX Estate — web + mobile
Excelfiles
1Cdesktop
Globalweb (US)
Team
KX Estate — unlimited
Excel
1Cper seat
Globalper seat
Start / price
KX Estate — €99, no barrier
Excelfree
1C~7,500 MDL
Global$55–960
Fees for transactions / signatures
KX Estate — all included
Excel
1C
Global yes

1C also has Moldova localization (RO·RU). KX's advantage over 1C is the AI operator, PSD2 reconciliation, web/mobile, investment analytics and a price with no entry barrier.

"Excel works — while you have only a few properties"

One property — yes. But when you have 10, 30, 50, and each has its own contract, currency, tax deadline and tenant — Excel starts to cost you money: a forgotten payment, an overdue tax, a formula error, unclear yield. KX takes this on — contracts, an automatic payment schedule, taxes, reminders and analytics — without 1C, without an accountant keeping it "in their head" and without Viber/Telegram threads. We migrate your data for you during onboarding.

Why now

Rentals are coming out of the shadows — and need accounting

The rental market in Moldova is growing and going legitimate, while the tax authority (SFS) is tightening oversight. Running rentals "in the shadows" is becoming expensive and risky — and there has been no convenient local tool for legal accounting until now.

15,788
lease contracts registered in Jan–May 2026 — 34% more than a year earlier
source: SFS · MOLDPRES, 2026
47.5M
lei of income tax on rent came into the budget over 5 months (+27.9% YoY)
source: SFS · MOLDPRES, 2026
Plans

Transparent, all included

Not sure which plan fits?Answer 4 questions — we’ll recommend a plan and show what matters to you.
Yearly by default — save 20%
Start
€99−20%
€79 /mo
billed yearly · −€238/year
What’s included
  • Up to 15 units
  • Properties, contracts, payments, taxes
  • Reports and reminders
Request a demo
Pro
€249−20%
€199 /mo
billed yearly · −€598/year
What’s included
  • Up to 75 units · unlimited team
  • AI operator + bank reconciliation
  • Portal, yield analytics
Request a demo
Business
€499−20%
€399 /mo
billed yearly · −€1198/year
What’s included
  • Up to 250 units
  • Multi-entity, white-label
  • DCF, flip, on-prem option
Request a demo
Enterprise
Custom
 
What’s included
  • Unlimited · price per property
  • SSO, integrations, SLA
  • Turnkey migration
Get in touch

All included — no fees for transactions, signatures or screening. Unlimited seats on Pro+.

Questions

Frequently asked questions

What is KX Estate?

KX Estate is a property-operations OS for commercial and rental real estate. In one place: properties and units, contracts, payments and overdue items, taxes, maintenance and yield analytics. It works in Russian and Romanian, with an AI operator and payment reconciliation with Moldovan banks.

Why is it better than Excel and an accountant?

Excel works while you have only a few properties. When you have 10, 30, 50 — each with its own contract, currency, tax deadline and tenant — spreadsheets start to cost you money: a forgotten payment, an overdue tax, a formula error. KX manages contracts, an automatic payment schedule, taxes, reminders and analytics automatically. We migrate your data for you during onboarding.

Is it hard to implement?

No. During onboarding we migrate your properties and contracts from Excel or 1C, set up taxes and reminders and train your team. You see the first portfolio picture — yield and overdue items — on launch day.

Is my data safe?

Each company's data is isolated (Postgres RLS), with role-based access. An on-prem / self-host option is available if you need to keep data on your own servers. The bank connects via secure Open Banking (PSD2) — we never store your banking passwords.

What if I have both lease and sublease?

KX manages lease, sublease and utilities in one place, with separate accounting for each contract and legal entity. This is exactly the case where Excel gets tangled and a system does not.

Does KX Estate support Moldovan details and taxes?

Yes. KX is localized for Moldova: IDNO/CUI for legal entities, Moldovan taxes and deadlines (7% income tax on rent, real-estate tax, land tax), multi-currency EUR/MDL/USD/RON with National Bank rates, interface in Russian and Romanian.

Can I connect a bank for automatic payment reconciliation?

Yes. Through Open Banking (PSD2) KX reconciles incoming bank transfers with contracts automatically: an incoming payment finds the right contract itself and closes it. Less manual reconciliation and fewer lost payments.

What does "early access" mean?

We have opened early access for management companies and realtors. We will migrate your portfolio, set it up and train your team, and lock in special terms for first customers.

Demo · pilot

Put your real estate in order in a single day

Request a demo — we'll show the system on your properties. We'll migrate contracts, set up taxes and reminders, and train your team.

  • A live demo on your portfolio, not on abstract data
  • Migration from Excel or 1C — done for you, during onboarding
  • Special terms for first customers

We'll reply within one business day. Or write to us directly: estate@kernex.md